Services / Premium Engagement
For $5M to $10M companies with a capital event, acquisition, or exit on a 12 to 36-month horizon. Everything in Fractional CFO plus board-grade reporting, transaction readiness, and lender or investor relations.
Investment: Quoted case-by-case after a discovery call and initial scoping conversation. Six-month minimum; most engagements run 18 to 36 months around the transaction window.
company under $20M, $5M to $10M revenue. One of the following is true within the next 36 months:
The Premium Engagement is built for owners who need both ongoing CFO discipline and the specialized work that surrounds a major financial event. Hiring a generalist fractional CFO and then a transaction advisor separately costs more, takes longer, and leaves seams. This combines both into one engagement with one accountable lead.
12 to 18 page package suitable for institutional lenders, investors, or a board of advisors. Includes management commentary, KPI scorecard, segment analysis, and forward-looking model.
Direct communication with senior lenders, PE sponsors, family offices, or other institutional capital partners. Includes covenant tracking, quarterly deck preparation, and meeting representation.
Financials normalized to GAAP-adjacent presentation. Sell-side Q of E preview prepared. Working capital normalization completed. Data room organized.
Target evaluation framework. Deal model. Integration cost analysis.
Valuation model. Financing structure. Fairness analysis support.
Multi-scenario financial models for major capital decisions. Equipment vs. lease, acquisition vs. organic growth, partner buyout structuring.
Built each September for the following fiscal year. Operating budget, capital budget, financing plan.
Two 60 to 90-minute strategic sessions per month with the owner. One per month with senior management team if applicable.
Coordination with attorney, accountant, broker, banker, insurance broker, and other advisors involved in the transaction.
Pricing depends on transaction complexity and timing, number of advisor relationships involved, number of entities and complexity of structure, frequency of board or lender reporting, and required hours per month from Bednar Finance.
Six-month minimum, with most engagements running 18 to 36 months around the transaction window.
Out-of-scope project work (for example, full sell-side Q of E or detailed buy-side M&A analysis) is quoted separately as a Phase 1 Project or as an engagement addendum.
If a transaction is more than 36 months away or uncertain, start with the Fractional CFO retainer or the Comprehensive Diagnostic ($16,000) which includes the first month of retainer transition. Build the financial discipline and clean books for 12 to 24 months, then transition into Premium Engagement when the transaction window narrows.
The single biggest predictor of a strong exit multiple is the trailing 24 to 36 months of clean financials. Starting too late costs hundreds of thousands of dollars, sometimes millions, in valuation discounts.
A 25-minute discovery call costs nothing and tells us both whether a Diagnostic is the right next step. If it is not, we will say so and point you in the right direction.
Book a 25-minute discovery call