Fractional CFO + CPA · Companies under $20M · Fast turnaround
I am a CPA and fractional CFO for owner-led and PE-backed companies under $20M. When a bank, a board, an auditor, or a buyer is about to look hard at your finances, I get them clean, credible, and decision-ready. From one desk, on your deadline.
CPA, MBA · Public accounting + operating-company finance · Multi-entity and cross-border · NJ / NYC Metro
The Problem
You are profitable, or growing, or raising, or selling. Then someone who matters asks to see the numbers, and the numbers do not tell a clean story. The books, the tax return, and the lender package live in three different offices. The close takes three weeks. The forecast is a guess. And the deadline does not move.
"Why is profit up but cash is tighter than last year?"
"What did we actually make on that job, contract, or product line?"
"Will the bank renew the line this fall?"
"Should I take this deal or walk away?"
"What does this business need to look like before a buyer, board, or sponsor signs off?"
Your CPA files the taxes. Your bookkeeper records what happened. I answer what to do next, and I build the system that keeps answering it.
Who I Work With
Owner-led and PE-backed companies under $20M in revenue, across professional services, distribution, manufacturing, technology, CPG, and retail. Domestic and cross-border, including US-Korea and US-Japan structures, multi-entity groups, family offices, and government and defense work.
What my clients share is not an industry. It is a moment: the financial setup that got them here cannot carry what comes next, and something important is about to depend on it. I keep the client list deliberately small, so the work is real and the turnaround is fast.
How I Work
$8,000 to $16,000, three to five weeks
The fastest path to a clean, honest picture: where the money actually is, what your banker or buyer will see, and what to fix first. Fixed scope, fixed fee, concrete deliverables. Most owners start here.
Learn about the Diagnostic →$4,500 to $8,500 per month
Controller scope (monthly close, banker-ready reporting, KPI dashboard) at $4,500 to $5,500. CFO scope adds weekly cash forecasting, pricing strategy, capital structure, and strategic sessions, at $5,500 to $8,500. Six-month minimum.
See retainer scope →Case-by-case quote
For a capital event, sell-side or buy-side transaction, complex restructure, multi-entity consolidation, or audit and SOC 2 readiness on a 12 to 36 month horizon. Everything in the CFO retainer plus board-grade reporting and lender or investor relations.
Talk to Edwin →Why Me
Most finance help comes from one side or the other. A CPA firm that files your taxes and disappears, or a bookkeeper who records the past. I sit in the seat where audit-and-compliance fluency and operating-company judgment get spoken in the same conversation.
Today I am the sole finance leader of a multinational manufacturer with three legal entities and a US-Korea structure: first external audit, two ERPs consolidated into NetSuite, transfer pricing, SOC 2, and a five-day close. Multi-entity and cross-border are not edge cases for me. They are the day job.
A bank renewal, a board meeting, an audit, a close, a sale. The deadline does not move, so I do not either. You get a clean, credible picture in weeks, not quarters, and a system that keeps producing it.
What The Work Produces
Financials a lender can underwrite without a dozen follow-up questions, so the line gets renewed or increased instead of quietly stalling.
A monthly close you can trust, fast enough to actually drive decisions, with reporting that ends in choices rather than a PDF nobody reads.
Profitability by job, contract, client, or product line, so pricing and the next big decision rest on what actually makes money, not a gut feel.
About
Edwin Bednarczyk, CPA, MBA, founded Bednar Finance after seventeen years across public accounting and operating companies, including PwC and EisnerAmper. Today he is the de facto CFO of a multinational manufacturer with three legal entities and a US-Korea structure. Bednar Finance brings that level of work to companies that cannot yet hire it full time. The practice is intentionally small: better clients, deeper relationships, more honest conversations.
More about EdwinFree Guide
Seven things your banker reads first, and three lines that get most owners politely declined. A short, practical read before your next renewal, raise, or sale. Free, and no email required.
Download the guide (PDF)A 25-minute call costs nothing and tells us both whether a Diagnostic is the right next step. If it is not, I will say so and point you in the right direction.
Book a 25-minute call